Over the past few years, credit cards have emerged as a reliable financial tool. The 27% YoY growth of credit cards in 2019 depicts that Indians are preferring these instruments to make both online and offline purchases.
Various financial enterprises have introduced feature-rich credit cards to address the diverse requirements of consumers. One of the most popular credit cards is the Bajaj Card which comes with multiple industry-first benefits and robust security features. The flexibility in usage and instant access to credit made lives more convenient for the consumers, especially post demonetization.
A prominent NBFC in India, Bajaj Finserv collaborates with RBL Bank to bring the innovative Bajaj Finserv RBL Bank SuperCard in 7 different variants. It can aid in covering a range of monetary expenses, from utility bill payments to big-ticket purchases. You can also utilize the card for ticket bookings and enjoy attractive travel benefits in India and abroad.
Which is the easiest way to apply?
The easiest and best way to apply for a Bajaj Card is through an online application form. Available on the official website, you simply need to provide your details like email ID, mobile number, name, etc.
The application may also require information on your current salary, date of birth, and more. Make sure to fill up all the mandatory fields with accurate data. Once done, submit it along with the essential documents.
A better alternative for existing customers
If you are an existing customer of the NBFC, a better alternative is to look for pre-approved offers on the RBL Credit Card.
Pre-approved offers not only to make the process of availing the card easier but also save more time. Besides credit cards, eligible borrowers can enjoy such schemes on a host of other financial products like business loans, personal loans, home loans, etc. You can check your pre-approved offers instantly with your name and phone number only.
The process involves no eligibility criteria and lengthy documentation process, making it faster and hassle-free.
Instead of physically visiting a branch and going through a complex application process, opt for an online method that is simple and faster. However, before applying for a credit card, consider a few essential things to qualify for a card.
- Meet the eligibility parameters
Issuing companies require applicants to meet certain eligibility criteria to qualify for a credit card. The credit limit and interest rate calculation that you must know are based usually on those parameters. So, ensure to fulfill all those requirements thoroughly before applying.
Some of the few eligibility criteria for Bajaj Card are –
- Age must be within 25 to 65 years.
- The residential address should fall within SuperCard live location
- A minimum CIBIL score of 750 is essential.
- No record of default should be there in their credit report.
- He/she should be an existing user of the EMI card and existing BFL customer.
Meeting all these parameters entitles you for better features and benefits on the credit card.
2. Provide all the required documents
The NBFC completes the application process with some essential documents which you need to provide.
Some of those include –
- Any address proof, such as voter ID, ration card, electricity bill, driving license, etc.
- Any identity proof, such as passport, voter ID, Aadhaar card, PAN card, etc.
- Proof of age, like birth certificate, voter ID, 10th standard school certificate, etc.
- Income proof, like Form 16, latest payslip and IT Return.
When applying for an RBL Credit Card, it is also important to choose the appropriate variant as per your lifestyle needs. These cards come packed with multiple features and benefits, including accelerated reward points, exclusive discounts, cashback, travel benefits, offers on ticket and hotel bookings, easy EMI conversions of big purchases, and more. There are several other things that you might not know your credit card can do.
If you utilize a credit card responsibly, you can make huge savings of up to Rs.55,000 annually with your transactions. You can also address your sudden financial emergencies by availing an emergency personal loan against the available credit limit. Enjoy a 0% rate of interest on repayment for up to 90 days.
Evaluate your financial and lifestyle requirements, qualify according to the eligibility criteria, and apply easily online for the Bajaj Card.